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Save on Dental Care with Dental Insurance

Man and woman looking at brochure with dental team member

Do you have dental insurance? It’s a great tool that allows you to access the dental care you need to keep your smile healthy for many years to come. To take full advantage of your dental insurance benefits, you can turn to our experienced team at Albright Family Dental. We can help you understand your coverage and give you oral healthcare tips. One of the best ways to maximize your plan and save money is to regularly come to our Everett office—about every six months—for your routine dental checkup and cleaning.

Understand How Dental Insurance Works

Animation of dental claims process

The main difference between medical and dental insurance is that dental puts more emphasis on prevention. Why? Unlike many medical conditions, which can get better on their own with time, dental problems only get worse. The sooner a dental issue is treated, the easier and cheaper it is to resolve. As a result, dental insurance companies encourage you to have two checkups and cleanings every year to keep problems to a minimum and prevent them from developing in the future.

What Your Dental Insurance Plan Covers

Hands holding animated tooth under umbrella

There are so many dental insurance companies and individual plans out there, making defining exact coverage tricky. However, dental plans typically have benefits like the following:

  • 80 to 100 percent coverage for preventive care.
  • 70 to 80 percent coverage for minor restorative care.
  • 50 percent coverage for major restorative care.

If you have questions about your specific plan, our team can help you understand your benefits, so you won’t be surprised when it comes time to pay for your dental work.

In-Network Savings & Out-of-Network Providers

Dental insurance forms on tablet computer

What is the difference between being in-network and being out-of-network? When we say that we’re in-network with many dental insurance plans, it means that we’ve already agreed to a discounted rate for certain dental services. By choosing an in-network practice like Albright Family Dental, you get high-quality dental care while saving money! Even if we are out-of-network with your dental insurance, we will still gladly file claims for you and help you find ways that you can save on our services.

We are in-network with the following insurances:

  • Delta Dental
  • Aetna
  • Cigna
  • Regence
  • MetLife
  • Assurant
  • Principal
  • Humana
  • United Concordia
  • BCBS
  • Guardian
  • Premera
  • Ameritas
  • Dentemax